中原按揭董事總經理王美鳳表示，中原按揭研究部資料顯示，2024年4月份現樓按揭錄3,993宗登記，與3月份3,984宗水平相若，微增0.2%；受個別新盤上會帶動，4月樓花按揭登記增加101.2%至169宗。至於按揭巿佔率方面，4月份中銀香港現樓按揭巿佔率保持9連冠，滙豐銀行於樓花按揭巿場超越中銀香港重登巿佔第一位。

Lenders base mortgage interest rates on the benchmark interest rate, along with other factors such as credit score, loan-to-value (LTV) ratio, size of the loan, type of loan and loan term.

住宅市場交投雖回暖，但市況仍然不穩。星之谷按揭轉介行政總裁莊錦輝建議，有意入市的買家，如果購買新樓，應選擇即供付款辦法，因現時越來越多選擇建期的買家，於收樓時出現銀行估價不足的情況，買家或需要「抬錢」上會。

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數據顯示，3月份中銀香港 (02388)轉按巿佔率環比增加0.7個百分點至34.8% ...

Brai is the founder of SW4 Insights, a public policy advisory firm based in Washington D.C. He has over a decade of experience as a journalist and consultant covering finance and economic policy ...

據金管局公布最新數據顯示,2024年第一季負資產個案錄得3.2073萬宗,涉及金額1653.49億港元。對比2023年第四季錄得的2.5163萬宗及1312.97億港元,宗數及金額按季分別增6910宗(27.5%)及340.52億港元(25.9%),宗數創2004年第一季後(4.002萬宗)的季度新高。經絡按揭轉介首席副總裁曹德明表示,今年差餉物業估價署首季私人住宅售價指數報305.3點,連跌3季 ...