Mandy uses her extensive knowledge about insurance and personal finance to help consumers make smart financial decisions ... FCU and earn an impressive 1-month CD rate of up to 3.15% APY.

What are the fees and penalties associated with a 1-year CD? Fees vary depending on the institution. Some banks advertise no fees. Others charge a fee if the account is closed before a set ...

A one-year certificate of deposit (CD) gives you a guaranteed return on your ... National average rates for 12-month CDs stand at 1.81% as of April 15, 2024, but many banks offer much higher ...

Can I lose money buying a 1-month CD? CDs come with insurance protection from either the Federal Deposit Insurance Corporation or the National Credit Union Administration that protects your ...

Although its 1-year CD comes with a 90-day early withdrawal penalty, it’s lower than many other banks. Read our Alliant Credit Union review. The Bread Savings 1-year CD earns a competitive 5.25% ...

Here are the best 1-year CD rates, factors to include in your decision, and alternatives that can also maximize your savings.