Social Security’s finances are in dire straits. An aging population is pushing up the cost of the program as a smaller share of Americans directly pay into it. That imbalance means that Social Security could become unable to provide full retirement and disability benefits to Americans in 2035, the program’s trustees warned on Monday.

The surprising thing about the Social Security trust fund isn’t that it’s scheduled to run out of money in 2035. It’s that it has any money left at all. Social Security is the most important pension account in America,

Last year, the trustees projected that Social Security’s retirement trust fund would run dry in 2033, barring a Congressional fix. The government will provide an update on the fund’s financial health and expected depletion date in its annual report,

You can collect Social Security even if you never worked. Read on for ways to snag the largest spousal benefit payday possible.

If you’re planning for retirement, you must know where your Social Security benefits might be taxed. In 2024, while most U.S. states won’t tax these benefits, residents in certain states will need to pay state taxes on them.