There are several reasons to purchase long-term care insurance at 65. Here's why experts say you should apply now.

There's no set-in-stone rule, but here's how to figure out the right amount of coverage for you. Keep reading to find out the formula.

Many financial advisors assert that anyone with any fiscal responsibility for loved ones must get life insurance. This is because, should you die, life insurance will be a safety net for those

Even if you're 65 years old, long-term care insurance may be worth purchasing. At 65 years old, a $4,000 monthly benefit inclusive of a 3% inflation rider and a 3-year benefit period will typically cost men about $2,749 annually ($229.08 per month) and women about $4,599 per year ($383.25 per month). Here's why those premiums are worth paying: