Shelby Love talks with a Student Loan Officer on what borrowers need to know, as the The U.S. Department of Education has officially resumed debt collection.

Wage garnishment for defaulted student loans has officially resumed. Here’s who’s at risk, how it works, and what borrowers can do to avoid losing part of their paycheck.

For those in default, the clock has run out: on Monday, the Department of Education resumed collections on defaulted federal student loans.