US mortgage rates declined last week to the lowest level since September 2022 in anticipation of Federal Reserve interest-rate cuts, stoking an influx of applications for home purchases and refinancing.

Buyers, sellers, and refinancers can benefit from how much rates have dropped already, off the expectation that the Fed would deliver an interest rate cut this month—and it did.

The Fed is set to issue its first rate cut since 2020 this week. Here's how far mortgage interest rates could then drop.

These are today's mortgage and refinance rates. Mortgage rates are down ahead of an expected Fed cut, but they might not drop much further this week.

Dropping mortgage rates usually result in a lot of knee-jerk refinances, but they're not always to your benefit. Find out what to consider here.

On this crazy day with the bond market, mortgage rates dropped to another yearly low after the CPI inflation print.

Mortgages interest rates have fallen into the low 6% range this summer, and some experts say more declines probably are around the corner.

Borrowers are finally starting to see signs of hope. Mortgage rates are at their lowest point in 18 months—and expected to fall further—after the Federal Reserve cut short-term interest rates by 0.50% or 50 basis points for the first time since the onset of the pandemic.

Until March 2022, the US enjoyed historically low interest rates. This allowed Americans to lock in an average mortgage interest rate of just under 3 percent in 2021 — a record low. Today, the mortgage interest rate is over 6 percent.